<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><url>
<loc>https://www.neca-ibew.org</loc>
<lastmod>2023-12-08</lastmod>
<changefreq>daily</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/contact-us/</loc>
<lastmod>2023-11-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/12cb5fa8-fb42-4cda-b55b-17bb6eedb1e8/401(k)-colon-  Trust Agreement.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a0dea842-ea98-46ec-913b-462aaae0fca3/Hardship Withdrawal Guidelines.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/ac632e53-abd1-4419-95ca-ddd2d95f7a67/Special Tax Notice Regarding Plan Payments.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/458acf26-542b-4611-9119-731bfed0b783/Age 59.5 Distribution Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/54e4aca5-1b3d-4acd-be3d-d1788950430f/Distribution Form.pdf</loc>
<lastmod>2024-02-20</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/c3b00e53-c8bc-4f01-ae90-c4c6598c88b7/Enrollment Form.pdf</loc>
<lastmod>2025-03-10</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/9f172b4f-761f-456a-94e3-beb87686096a/Hardship Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/570e92d1-ba69-4972-b58d-ad2cf7686e6f/Minimum Distribution Form.pdf</loc>
<lastmod>2024-03-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/77503b9f-ac14-4f78-8557-346d99997d76/Rollover Into Plan Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/8c07d685-87af-4fa5-b103-cad7ca1fec1e/Tax Withholding Election Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/4ddd973b-9264-47d2-a02f-d73cb6314654/401(k) Plan-colon- Bargaining Unit Alumni Contribution Agreement.pdf</loc>
<lastmod>2024-02-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/b011fe87-689e-4308-846c-53a068e658b3/401(k) Plan-colon- Collection and Payroll Audit Policy.pdf</loc>
<lastmod>2024-02-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/36158c88-3e22-4ff3-bf15-8f21a8bb8477/401(k) Plan-colon- Non-Bargaining Unit Contribution Agreement.pdf</loc>
<lastmod>2024-02-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/35f92ee4-0944-4b70-b4ff-843a22b2f150/401(k) Plan-colon- Participation Agreement.pdf</loc>
<lastmod>2024-02-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/7c857d23-aeff-4e91-8817-7d994a7609a8/Pension Trust Fund-colon- Business Information Sheet.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a98e7ace-5598-44ac-879c-2c1655df3f41/Pension Trust Fund-colon- Collection and Payroll Audit Policy.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/d00f7c90-9750-42be-8645-d51799856e0b/Pension Trust Fund-colon- Notice to Employers.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/ec58b839-e5c1-4a2a-951b-c3bd17304d5f/Pension Trust Fund-colon- Participation Options.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/731594a1-cd4d-496d-9e56-f0e86c002b4e/Pension Trust Fund-colon- Trust Agreement.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/3e8fa341-3d6e-420d-86ce-cb08063fcc4c/Pension Trust Fund-colon- Waiver of Non-Bargaining Participation.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/73ff7bc0-a3b7-4a63-9e7d-4e02cef5766e/Welfare Trust Fund-colon- Business Information Sheet.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/7264be8c-3265-4caf-aa52-f392e6c4a51b/Welfare Trust Fund-colon- Collection and Payroll Audit Policy.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/dc2deff2-01c6-4794-9fe7-211866820010/Welfare Trust Fund-colon- NBU Agreement- Base Plan and HRA.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/09d986b4-5685-4f1a-9660-73ce8a4797c3/Welfare Trust Fund-colon- NBU Agreement- Base Plan Only.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/26fad102-144f-4a33-a157-7f2598c60fa6/Welfare Trust Fund-colon- NBU Agreement-Alt Plan and HRA.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/432e570c-5dd9-4045-b4ed-b3cc340b85e2/Welfare Trust Fund-colon- NBU Agreement-Alt Plan Only.pdf</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/de8789bc-f4a5-4977-9a65-c4ef0aaef02b/Welfare Trust Fund-colon- Non Construction BU Agreement- Base Plan.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/6e410dae-541e-4d4c-98f2-b705eac1a1d9/Welfare Trust Fund-colon- Non Construction BU Agreement-Alt Plan.pdf</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a74a300d-c2fd-4d04-9e4c-a0958add9a5c/Welfare Trust Fund-colon- Notice to Employers.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/2d380b8c-daf8-4f27-a9ab-314165016227/Welfare Trust Fund-colon- Participation Options.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/8dd82f93-2e85-4de1-9c84-d3fb12642aff/Welfare Trust Fund-colon- Waiver of Non-Bargaining Participation.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/4db5a6b6-2d75-4b88-b1e0-3af91a6e5776/Welfare Trust Fund-colon- Working Owner Alumni Agreement- Base Plan.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/3abe7f27-faed-403b-8eb6-65229fc9258c/Welfare Trust Fund-colon- Working Owner Alumni Agreement-Alt Plan.pdf</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/e52f6398-0931-4f4b-b60d-c89ac168261b/HRA Eligible Expenses.pdf</loc>
<lastmod>2026-03-24</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/093d368d-9df8-4311-97d6-c9ed57a21c31/Newsletter-colon- 2021 December.pdf</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/b313a251-aba9-40d5-8832-374b016bb88e/Newsletter-colon- 2021 July.pdf</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/454d8256-9b87-45cc-9081-9290639478dd/Newsletter-colon- 2022 June.pdf</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/833409e4-509b-47ee-9bd5-512424749d15/Newsletter-colon- 2023 January.pdf</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/15ad7612-faf1-405e-b3ba-a3cbf327e1ad/Newsletter-colon- 2023 July.pdf</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/8ea13858-cfc6-4ff1-884a-d95fc978512d/EPIC.pdf</loc>
<lastmod>2023-09-12</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/ce294575-5017-4ad3-bce0-d91f45e16498/Pension Fund.Bargaining PLA NMA PA 2022.pdf</loc>
<lastmod>2023-09-12</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/74cf50a6-4dec-4c6a-8527-35b238d8434f/Welfare Fund.Bargaining.PLA NMA PA 2022.pdf</loc>
<lastmod>2023-09-12</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/47a8b234-52b8-4760-b7dc-33e0964447ae/Welfare Fund.Bargaining.PLA NMA PA 2022.pdf</loc>
<lastmod>2023-09-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/27fea75b-997a-4e8b-987d-f5260c770a49/Welfare Trust Agreement.September 29, 2022.Fully Executed.pdf</loc>
<lastmod>2023-09-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/dd5515e7-3074-486b-9ffb-4fbfd8bce674/Welfare Trust Agreement.September 29, 2022.Fully Executed.pdf</loc>
<lastmod>2023-09-12</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/c637c256-f16f-42da-af31-d3291f6428cc/Welfare-colon- Summary Annual Report 2023.pdf</loc>
<lastmod>2024-05-29</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/cae2972a-221c-415c-98ac-03b203bbb8d9/Pension-colon- Annual Funding Notice 2019.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a1ac70a0-e59e-4e2c-b688-9e00426c2f0e/Pension-colon- Annual Funding Notice 2020.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/700d63f3-d2fc-4a43-b8e7-0599caf0fe84/Pension-colon- Annual Funding Notice 2021.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/bc079114-8975-4f71-a48d-d6094c2d5bca/Pension-colon- Annual Funding Notice 2022.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a0aa6fe9-877d-471c-857e-3a1652fabf53/Pension-colon- Annual Funding Notice 2023.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/42e13318-c8ec-45ae-9de0-acd3d31bb7ec/Pension-colon- Annual Funding Notice 2024.pdf</loc>
<lastmod>2025-10-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/daaeb277-6774-4754-aca7-3bd76d2ded66/Pension-colon- PD-2024 Edition.pdf</loc>
<lastmod>2024-12-17</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/488ea09f-ebae-473e-a117-d7ffe91d90b8/Pension-colon- SMM-2018.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/1ff41afc-899e-43e4-956f-e967a41eabb7/Pension-colon- SMM-2020.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/2b61ae23-8419-47b5-934f-62801b17bae4/Pension-colon- SMM-2021 November.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/f1b425df-5d95-43d3-a47a-440be7de7e26/Pension-colon- SMM-2021 September.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/0e4a57c7-0b35-43d7-a032-c0aa5346f98b/Pension-colon- SMM-2022.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/d2e9666d-4be3-4e5c-bddf-d9120de43a81/Pension-colon- SMM-2023.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/643ecb7a-f317-4dee-8b0f-0856264b9909/Advanced Determination.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/edcf887d-511d-44d4-bf8e-bad7e26f4321/Application-colon- Benefit Application and Certification.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/d126e690-d1c2-4708-a210-47209b509766/Application-colon- Pension Application Only.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/e5f0b057-b2c6-4479-be51-91a7b43c3bf8/Bargaining and Non-Bargaining Verification.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/2694da7e-cb05-4b8a-830e-70a9df9f6ce5/Complete Pension Benefit Application – Married.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/e7fdb373-99d7-4dc7-a6c1-33234bfebf75/Complete Pension Benefit Application – Single.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/1addac9e-82f9-495e-a231-71ffb1d7ed42/Joint -ampersand- Survivor Explanation Verification Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/58e801bc-608c-4364-9baf-a91cc8bbd857/Maximum Benefit Test (Section 415 Limits) Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/623bd292-da12-4cca-b855-568127cf117a/Notice of Return to Work.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/63dc8881-69a8-4bcb-b84f-fb6a035da8cd/Notice of Right to Defer and Consequences of Failure to Defer.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/79cec8a8-ebe9-44bf-b4dd-8776528b2e7e/Pension Trust Fund Appeal Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/3bb2a048-ff7a-48e9-8ed2-aa3a9b4a4c26/Resumption of Benefits 2023.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/30f46a47-723c-4128-86d5-2936ecb37d99/Retirement Declaration Document.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/61549826-225a-4b45-bd9c-834bcf13e058/Sample QDRO.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/cd33c724-5b5e-4117-81f7-f3ba156b5d86/Temporary Return to Work (600 Hour Rule) 2025.pdf</loc>
<lastmod>2025-11-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/e635d263-9e4e-4c49-8608-c10b3b7599e4/Waiver of Joint and Survivor Benefit.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/dce019ed-fcc3-4d12-bb8b-09ff22545ee6/Duplicate Prescription Cards Mailed in December 2023.pdf</loc>
<lastmod>2024-01-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/13734e2d-66ad-4f9a-8e26-b7bbf5cca878/Dental-colon- Procedures Codes and Plan Benefits.pdf</loc>
<lastmod>2026-03-17</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a6b1906c-3c39-4edc-bd6f-0b71abc328f6/Explanation of Benefits (EOB)-colon- How to Read Your EOB.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/4054d1d4-20cf-4b4f-88b8-9fac4473e824/Explanation of Benefits (EOB)-colon- How to View your EOB.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/73841772-6d92-4a16-8d1e-cd01529c03c4/Hearing Aids-colon- EPIC-Hearing Benefit.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/ef6fe7ac-a8ed-473c-8bf6-8e0bd464653b/HIPAA-colon- Certification of Plan Sponsor.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/1d3daf7a-473f-494a-992b-86f8bfa1676a/PaydHealth-colon- Select Drugs and Product List 2025 Quarter 4.pdf</loc>
<lastmod>2025-10-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a35a6042-a02b-430a-a725-353b786d9b13/Vision Benefit-colon- EyeMed Know Before You Go.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/ba4cce1b-7be8-4641-bcb0-7955ca9fa2aa/Vision Benefit-colon- EyeMed Member Flyer.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/8f6e8be2-526e-44bc-a21e-afb1a110e3e1/Vision Benefit-colon- EyeMed Mobile App Flyer.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/af081acb-95a9-4ff8-8d4a-fdeba231c994/Vision Benefit-colon- EyeMed Provider Locator Flyer.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/2e42b955-8e75-4c76-83be-7b06e72aab70/Welfare-colon-  SPD-forwardslash-PD for Base, Alternative, and Retiree Plans-2020 Edition.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/9e57847f-7f29-4fa2-8be8-3976a28915d9/Welfare-colon- Schedules of Benefits 2025.pdf</loc>
<lastmod>2025-09-16</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/e0e0dc0e-77ae-48aa-8a70-cc3fc2086707/Welfare-colon- SMM-EyeMed.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/ea70cee6-78c4-417f-bc59-846abfacb23e/Welfare-colon- SMM-MDLive.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/b51bc525-1f58-4c2a-a15e-83b42427712e/Welfare-colon- SMM-No Surprises Act.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/3628ad0c-7dd1-47f8-80fe-e1017d758ddf/Welfare-colon- SMM-PaydHealth.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/e24c23cd-1322-436f-b4e0-13db8cfc15ff/Welfare-colon- SMM-Telligen Wellness Power.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/a5cd1c02-2fe5-4ef8-8084-2709f15671b1/Welfare-colon- SPD-forwardslash-PD Amendment  1.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/65d56d63-27f8-4902-93d7-6f475058f503/Welfare-colon- SPD-forwardslash-PD Amendment  6.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/3671d9a6-2153-4de6-9a97-98394b4a0b29/Welfare-colon- SPD-forwardslash-PD Amendment  7.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/8639363f-995a-4fb9-9d55-edfff744340f/Welfare-colon- SPD-forwardslash-PD Amendment  8.pdf</loc>
<lastmod>2024-10-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/8e914708-e53c-4dd3-8f92-66e1b9a65d79/Welfare-colon- SPD-forwardslash-PD Amendment  9.pdf</loc>
<lastmod>2023-12-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/fead444d-e52a-423e-911e-6b613ead0a4d/Welfare-colon- SPD-forwardslash-PD Amendment 11.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/385273d5-c605-4c56-ab25-0f93b977498c/Welfare-colon- SPD-forwardslash-PD Amendment 12.pdf</loc>
<lastmod>2023-12-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/c48deacf-9ead-406c-ac57-b3acdefa2ce4/Welfare-colon- Summary Annual Report 2019.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/7ac59003-9d00-440c-b29e-526eb37589b3/Welfare-colon- Summary Annual Report 2020.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/79b0b184-9ae2-4338-adb9-4ff06c5436e3/Welfare-colon- Summary Annual Report 2021.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/b48b3250-7811-4e6b-bae2-495ff34c74dd/Welfare-colon- Summary Annual Report 2022.pdf</loc>
<lastmod>2023-12-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/27b7b645-bac4-44d7-8559-db79b1128e03/ Data Card.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/f80bac1c-d482-43e4-abca-7d8d50ffb10b/Beneficiary Designation Form-Welfare Trust Fund.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/72679ecb-7479-4923-ab4f-479728ca05fc/Continuity of Care Benefits Request and Release of Information Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/20ae9d50-8cad-4be0-90a4-d48b1080a3f9/Customer Service Consent (HIPAA Form).pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/c4074847-ab47-4287-be6a-c6f831f2a648/Direct Transfer Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/d65f6748-1250-4b6f-aaf6-7986abfd4612/Hours Transfer Form.pdf</loc>
<lastmod>2024-03-29</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/4ccfd1fb-65de-4892-b568-233affe231ea/Member Accident Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/9dc5f76a-ec5f-4d83-ac54-9e3ae921992e/Other Liability Insurance Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/afa29eb1-d898-40a9-a256-835a6276d573/Physician's Statement for Loss of Time from Work.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/86ff0516-9a0f-40db-8b81-430ebbe8a783/Specific Information Release.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/1b2b2a91-cfa9-4849-ba16-1c0de24b715a/Spousal Accident Form.pdf</loc>
<lastmod>2025-10-21</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/207c3869-6260-4fa5-b505-ba50c3d854be/Spousal and Dependent Insurance Form.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/8069f716-52a1-4a8c-a398-ac69425f3c18/Subrogation Agreement and Loan Agreement.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/b1c0108a-d2ee-4c87-b819-5f307b64fc19/Vision Benefit-colon- EyeMed Reimbursement Form for Out-of-Network Claims.pdf</loc>
<lastmod>2023-12-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/1562857d-62d1-4b78-9932-d00682365b8f/Welfare Trust Fund Appeal Form.pdf</loc>
<lastmod>2025-06-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/Resources/aeda38df-2ecf-4ccb-a96b-c6284070542d/Wellness Power-colon- Biometric Form 2023.pdf</loc>
<lastmod>2024-01-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/resources/retirees/</loc>
<lastmod>2024-06-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/welfare/welfare-trust-fund-employer-information/</loc>
<lastmod>2023-11-30</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/employers/pension-trust-fund-employer-information/</loc>
<lastmod>2023-11-30</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/news/news-detail/</loc>
<lastmod>2023-09-18</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/events/event-details/</loc>
<lastmod>2023-09-18</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/locals-we-serve/</loc>
<lastmod>2026-03-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/resources/documents-and-forms/</loc>
<lastmod>2025-06-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/resources/wellness-power/</loc>
<lastmod>2025-06-02</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/resources/health-reimbursement/</loc>
<lastmod>2026-03-24</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/resources/faqs/</loc>
<lastmod>2023-12-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/echeck-payment/</loc>
<lastmod>2023-12-08</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/resources/hra-benny-card/</loc>
<lastmod>2023-12-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/welfare/</loc>
<lastmod>2025-12-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/pension-trust-fund/</loc>
<lastmod>2026-02-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/conduit-401k-information/</loc>
<lastmod>2026-03-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/life-events/</loc>
<lastmod>2025-01-29</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/employers/</loc>
<lastmod>2026-02-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/terms-of-service/</loc>
<lastmod>2023-10-20</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/provider-info/</loc>
<lastmod>2026-01-02</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/news/</loc>
<lastmod>2023-10-20</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/events/</loc>
<lastmod>2023-10-20</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/employee-assistance/</loc>
<lastmod>2024-01-31</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/data-card/</loc>
<lastmod>2025-10-14</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/careers/</loc>
<lastmod>2026-03-13</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/1/laborfirst-Retiree-Support-Services/news-detail/</loc>
<lastmod>2024-01-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/2/The-No-Surprises-Act/news-detail/</loc>
<lastmod>2024-03-21</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/3/EyeMed-Vision-Care-Benefit/news-detail/</loc>
<lastmod>2024-02-20</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/6/Preventive-Care/news-detail/</loc>
<lastmod>2025-01-31</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/7/New-NoCost-Health-Benefits-from-Sword/news-detail/</loc>
<lastmod>2025-05-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/10/Progyny/news-detail/</loc>
<lastmod>2026-01-30</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/11/Color/news-detail/</loc>
<lastmod>2025-05-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/12/United-Healthcare/news-detail/</loc>
<lastmod>2025-12-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/News/13/Hello-Heart/news-detail/</loc>
<lastmod>2026-02-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.5</priority>
</url>
<url>
<loc>https://www.neca-ibew.org/about-us/</loc>
<lastmod>2023-12-08</lastmod>
<changefreq>daily</changefreq>
<priority>0.4</priority>
</url>
</urlset>